A credit report is a full listing of your individual debts and payment habits. A lender typically pulls a credit report from each of the three major credit bureaus (Equifax, Experian and TransUnion) to help determine your credit status and to help determine risk.
You are entitled to receive one free report each year from each of the three credit bureaus. It is important to review these periodically to check for any errors.
Visit AnnualCreditReport.com to learn more about your free credit report.
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