Easy Financial Calculators » Mortgage Terms » Annual percentage rate (APR)

Annual percentage rate (APR)


The annual percentage rate (APR) is a percentage that reflects the total cost of a loan. Expressed as a percentage, it includes all other charges and fees such as closing costs, loan origination fees, and any discount points you may pay. All lenders must disclose the APR for consumer loans thus it provides an important comparison point as you shop for a home loan.

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